About Silver Birches Financial Planning

Silver Birches Financial Planning is a firm of financial planners providing advice to both individuals and businesses across the North West. It was founded by father and son David and Ben Williams who share the same mindset that clients should be treated fairly in line with their evolving needs. We are part of the Quilter Financial Planning Network who share the same values and beliefs about being clear and transparent with our clients. Quilter Financial Planning are one of the leading financial advice networks in the UK, with a strong track record of delivering great customer solutions.

Silver Birches Financial Planning

It is important for us to build a solid financial plan that is flexible and achievable

Our Approach

It is important that our clients understand our approach to financial planning which is outlined below. It is explained in more detail during our ‘Understanding’ meeting, where we will answer any questions regarding the process. Further details regarding our approach can be found in ‘The Guide to Our Services’ brochure which can be opened as a PDF below.

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Understanding

We agree a convenient time and place to meet. This meeting is to understand your current financial position, your goals and objectives and what you are trying to achieve. This meeting is also for you to understand Silver Birches Financial Planning and how we operate.

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Planning

Following the initial meeting we will use the information gathered to analyse your current situation and develop a detailed financial plan which is in line with your objectives. We will take you through our analysis in detail ensuring you fully understand the method behind the recommendation.

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Implementation

Assuming you are happy with the recommendation, we will then ensure all the necessary paperwork is processed and the recommendations are implemented. We will provide you with all documentation and online access so you can review your investments at any time.

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Refine

As part of our ongoing commitment we will ensure that your pensions and investments are regularly reviewed and that you are still on track to meet your long-term objectives. Changes in the economy, taxation or legislation may require refinements to your plan.

Financial Planning Services

Outlined below are the services we offer. Further details regarding our services can be found in ‘The Guide to Our Services’ brochure which can be opened as a PDF above.

Pensions and Investments

Pensions & Investments

Are you on track to achieving your retirement goals?

For the majority of individuals both pensions and investments form their retirement plans and it is our aim to build a plan that will allow you achieve your retirement objectives. Many individuals know what pensions and investments they have but do not understand how this forms their retirement. Silver Birches provide advice and choose products that meet our clients’ circumstances, needs and goals.

Financial Protection

Protection

Have you got the required protection in place in the event of accident / death?

Silver Birches understand the importance of putting the necessary insurance in place which gives clients the assurance they are protected during difficult times. Working with you, we are able to develop a personalised protection plan that will be regularly reviewed in line with your changing circumstances.

Corporate Financial Planning

Corporate

Are you taking advantage of the benefits of being a Limited Company?

We work with various sized businesses throughout the UK and highlight the tax advantages of being a Limited Company. Working with company owners, we help build a bespoke retirement plan based on their long-term aspirations, ensuring income is taken tax efficiently. We also discuss the importance of business protection in the event of death or illness to a director or key member of staff.

If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:
Quilter Financial Planning Complaints Department
Riverside House
The Waterfront
Newcastle upon Tyne
NE15 8NY
Email: QFPcomplaints@quilter.com
Tel: 0191 241 0700
You can find more information by visiting the Quilter Financial Planning website: https://www.quilterfinancialplanning.co.uk/
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk)

The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.

Silver Birches Financial Planning Limited is an appointed representative of Positive Solutions (Financial Services) Limited, which is authorised and regulated by the Financial Conduct Authority. Positive Solutions (Financial Services) Limited is entered on the FCA Register (http://www.fca.org.uk/register) under reference 184591 Silver Birches Financial Planning Limited is registered in England and Wales. Registration Number: 11923932 Registered Address: 23-27 Bolton Street, Chorley, England, PR7 3AA